McGuire Boyd defends banks, mortgage lenders, servicers, and debt collectors against a wide variety of federal and state law claims, including both individual and class-action claims. He has a broad background in matters involving residential mortgage lending and servicing, foreclosures, and commercial loan workouts and is well-versed in federal and state regulations governing financial institutions.

McGuire Boyd defends banks, mortgage lenders, servicers, and debt collectors against a wide variety of federal and state law claims, including both individual and class-action claims. He has a broad background in matters involving residential mortgage lending and servicing, foreclosures, and commercial loan workouts and is well-versed in federal and state regulations governing financial institutions.

McGuire has several years’ experience in financial services litigation, working with some of the nation’s largest banks as well as regional and community banks. He has assisted with numerous disputes over commercial loans, and mortgage lending, responding to complaints from borrowers. Smaller banks can also rely on McGuire’s experience defending them in commercial loan and loan workout disputes.

He can also advise lenders with regard to applicable state and federal laws, including the Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), the Equal Credit Opportunity Act (ECOA) and the Home Affordable Modification Program (HAMP).  McGuire’s goal is to resolve litigation matters as quickly and efficiently as possible.  He has strong trial experience and has litigated numerous cases in state and federal court.

McGuire earned his B.A. from Washington & Lee University and his J.D. from Washington & Lee University School of Law, where he graduated cum laude and served as a staff writer for the Washington & Lee Law Review. Prior to law school, he taught and coached for six years. He serves as a youth basketball coach for Upward Sports and is a mentor and lunch buddy for Communities in Schools of Virginia.

  • Obtained defense verdict in state court for mortgage company accused of failing to pay commissions in home equity line of credit channel. 
  • Represented automobile finance company against consumer’s appeal of summary judgment on various TILA claims.  On appeal, Fourth Circuit affirmed summary judgment in favor of automobile finance company.  Tripp v. Charlie Falk's Auto Wholesale, Inc., 290 Fed. Appx. 622 (4th Cir. Va. 2008).
  • Obtained declaratory judgment for bank on TILA rescission claim.  Va. Cmty. Bank v. Fisher, 2009 U.S. Dist. LEXIS 111610 (E.D. Va. Dec. 1, 2009).
  • Defended mortgage company against various consumer finance claims involving unsuccessful application for loan modification under federal Home Affordable Modification Program.  Stovall v. SunTrust Mortg., Inc., 2011 U.S. Dist. LEXIS 106137 (D. Md. Sept. 20, 2011) and 2012 U.S. Dist. LEXIS 165377 (D. Md. Nov. 20, 2012).
  • Obtained jury verdict in state court in favor of bank on post-foreclosure deficiency claim against borrower and guarantors of commercial loan. 
  • Defended mortgage company against various consumer finance claims related to loan origination.  Carter v. Bank of Am., N.A., 2012 U.S. Dist. LEXIS 110948 (D.D.C. Aug. 8, 2012).
  • Defended bank against borrower’s claim that it improperly appointed a substitute trustee prior to foreclosure.  Douglas v. Branch Banking & Trust Co., 2013 U.S. Dist. LEXIS 55122 (E.D. Va. Apr. 16, 2013).
  • Defended private equity investor against motion for relief from judgment.  Crossroads Equity Partners, LLC v. Dogmatic Prods., Inc., 2014 U.S. Dist. LEXIS 21520 (W.D. Va. Feb. 19, 2014) and 2014 U.S. Dist. LEXIS 99338 (W.D. Va. July 22, 2014)


LEGAL DISCLAIMER: THE RESULTS OF ANY LEGAL MATTER DEPEND ON A VARIETY OF FACTORS UNIQUE TO EACH MATTER. PAST RESULTS DO NOT PREDICT OR GUARANTEE SIMILAR RESULTS IN ANY FUTURE MATTER.