Jennifer McLain McLemore
Jennifer “Jen” McLain McLemore is a trusted bankruptcy and creditors’ rights attorney for creditors, non-traditional lenders and businesses navigating financial distress, insolvency risk, and complex restructurings.
Sophisticated clients and in-house counsel turn to Jen when the stakes are high and timing is critical—whether a borrower files for bankruptcy, a transaction requires a solvency or enforceability opinion, or distressed assets must be protected, restructured, or recovered.
What Jen helps clients do:
- Protect creditor rights in bankruptcy and insolvency proceedings (Chapter 7, Chapter 11, Subchapter V), including asset/collateral protection; executory contract rights enforcement (services contracts, construction agreements, leases, supplier contracts, etc.); asserting claims, reclamation, or other creditor rights; enforcement of code-based rights and remedies; avoidance action analysis and defense; and dischargeability disputes.
- Structure and execute pre-filing work-out agreements and navigate state law remedy enforcement for creditors involved in distressed transactions, including debt acquisition, debt restructuring and rapid asset recovery strategy.
- Analyze and navigate pre-bankruptcy risks and workouts, advising creditors, suppliers, and counterparties on exposure mitigation, contract renegotiation, and demand strategies.
- Deliver insolvency and bankruptcy-related legal opinions for complex finance, real estate, and structured transactions—supporting lenders, developers, and deal counsel.
- Manage foreclosure and distressed asset portfolios, serving as substitute trustee and coordinating efficient recovery strategies across asset classes.
- Act as trusted local counsel in Virginia and across the firm’s footprint for national law firms, lenders, and creditors facing conflicts or needing jurisdiction-specific execution.
Jen’s practice is intentionally broad across bankruptcy, restructuring, creditors’ rights, foreclosure, and insolvency-related transactional work, allowing her to support clients through all phases of the economic cycle, from early warning signs of distress to litigation and asset recovery.
She is particularly effective in “bankruptcy-adjacent” matters, partnering with corporate, finance, and litigation teams to deliver practical, business-oriented solutions for clients in industries ranging from real estate development and healthcare to industrial and energy (including distressed solar assets).
Clients value Jen for her ability to move seamlessly between litigation, transactions, and strategy, often stepping in to solve complex, time-sensitive problems without disrupting broader business operations.
Jen is consistently recognized by Best Lawyers in America, Chambers USA, Virginia Super Lawyers, and Lawdragon for her work in bankruptcy, restructuring, and commercial litigation, and she is a Fellow of the American College of Bankruptcy. She is also a past chair of the International Women’s Insolvency & Restructuring Confederation (IWIRC) , a current Vice President at the American Bankruptcy Institute, and she otherwise remains deeply engaged in the national insolvency community, ensuring her clients benefit from current market insight and strong industry relationships.
Jen earned her Juris Doctor degree from the University of Richmond School of Law, where she served as an associate editor for the University of Richmond Law Review. She earned her Bachelor of Arts degree, cum laude and with university honors, from Miami University.
- University of Richmond School of Law (J.D.), 2001
- University of Richmond Law Review - Associate Editor
- Trial Advocacy Board
- Miami University (B.A.), 1998
- cum laude
- University Honors
- Phi Beta Kappa
Professional Affiliations
- American Bankruptcy Institute - Executive Committee (2022-Present); Board of Directors (2019-present); Vice President of Communications and Information Technology
- American Bankruptcy Institute - Co-Chair, Southeastern Bankruptcy Workshop Advisory Board (2019-2023); 40 Under 40 Steering Committee (2018-2019); Unsecured Trade Creditors' Committee (UTC) Member (2012-present)
- American Bankruptcy Institute - UTC Co-Chair (2017-2019); UTC Education Director (2016-2017); UTC Newsletter Co-Editor (2015-2016); UTC Listserv Moderator (2012-2015)
- International Women's Insolvency and Restructuring Confederation (IWIRC) - Executive Committee Service: Past Chair (2018-2019); Chair (2017-2018); Vice Chair (2016-2017); Secretary (2014-2016); Finance Director (2012-2014).
- International Women’s Insolvency and Restructuring Confederation (IWIRC) - International Board Service: Program Director, Management Committee (2010-2012); North American Program Director (2008-2010). IWIRC Member (2006-present).
- IWIRC-Virginia Network - Member At Large (2014-present); Ex-Officio (2012-2014); Co-Secretary (2010-2012); Vice Chair (2007-2010); Co-Chair (2006-2007); Founder (2006)
- Lewis F. Powell Jr. American Inn of Court - (2013-2016)
- Richmond Bar Association - Bankruptcy Section Executive Board Member (2021), Bankruptcy Section Chair-Elect (2025-2026)
- Virginia Bar Association - Member
- Metropolitan Richmond Women's Bar Association - Membership Chair (2010-2011); Spanish Domestic Relations Booklet Coordinator (2008-2009); Public Service Co-Chair (2006-2008)
- The American College of Bankruptcy - Fellow (Class 36)
Community Involvements
- Junior League of Richmond – Sustainer (2015-present); Member (2006-2014)
- Leadership Metro Richmond – Class of 2016
- CultureWorks - Board of Directors, Executive Committee (2023)
Bar Admissions
- Maryland State Bar
- Virginia State Bar
Court Admissions
- U.S. Bankruptcy Court for the Eastern District of Virginia
- U.S. Bankruptcy Court for the Western District of Virginia
- U.S. Court of Appeals for the Fourth Circuit
- U.S. District Court for the Eastern District of Virginia
The Best Lawyers in America® - Bankruptcy & Creditors Debtor Rights and Insolvency & Reorganization Law (2013-present), Litigation - Bankruptcy (2022-present), Commercial Litigation (2023-present)
Best Lawyers® - Richmond "Lawyer of the Year" for Litigation - Bankruptcy (2022)
Virginia Super Lawyers - Bankruptcy (2014-present), Top 100: Virginia (2021-present), Top 50: Women in Virginia (2021-present), Top 50: Richmond (2021-present)
Virginia Business - "Legal Elite" (2011-2017, 2019-present)
International Women's Insolvency and Restructuring Confederation - Melnik Award (2012)
Chambers USA - Bankruptcy/Restructuring (2021-present)
Virginia Lawyers Weekly - Influential Women of Law (2024)
Lawdragon – 500 Leading Global Bankruptcy & Restructuring Lawyers (2025-present)
Experience
Business Creditors (Corporate entities/contract counterparties)
- Analysis, negotiation and objections to debtor-in-possession financing arrangements.
- Asset identification and recovery.
- Facilitate the purchase and sale of assets out of a bankruptcy proceeding.
- Litigation of avoidance actions.
- Litigation of claim objection disputes.
- Litigation of discharge/dischargeability claims.
- Mediations.
- Plan and disclosure statement analysis, negotiation and litigation.
- Prosecution of motions for relief from stay.
- Rejection, assumption and cure litigation for executory contract counterparties.
Landlords (in commercial, retail and coal and reorganizations)
- Claim negotiation and settlement.
- Cure claim analysis and negotiation.
- Litigation of stub rent issues.
- Negotiation of auction and sale procedures.
- Negotiation of “going out of business” sale rules and requirements.
- Negotiation of lending facilities.
- Preparation of proofs of claim (general unsecured, §503(b)(9), administrative and rejection damages claims).
- Rejection claim analysis and litigation.
Non-Traditional Lenders
- Analysis of financial records (bank records, balance sheets, tax documents and accounts receivable).
- Analysis of land records and title documents.
- Collateral sales.
- Litigation of discharge/dischargeability actions.
- Litigation of motions for relief from stay/adequate protection.
- Plan and disclosure statement analysis, negotiation and litigation.
- Prebankruptcy accounts receivable collections and other collection efforts.
Official Committees of Unsecured Creditors
- Case administration matters.
- Litigation of all aspects of bankruptcy matters.
- Negotiation of financing.
- Plan analysis and negotiation.
- Related motions practice.
Chapter 7 Trustee
- Asset analysis.
- Asset recovery and related litigation.
- Litigation, negotiation and settlement of claims.
Subchapter V Trustee
- Analysis of financial records.
- Asset analysis.
- Claim administration and analysis.
- Claim distribution administration.
- Claim litigation and negotiation.
- Investigation.