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Lemuel D. "Uel" Whitsett, V

Raleigh, NC
  • T.
  • 919.981.4314
  • F.
  • 919.981.4300

Lemuel “Uel” Whitsett serves as chair of the firm’s Banking and Financial Services Industry Service Group. He represents a variety of financial institutions, including national associations, regional banks, non-traditional lenders, mezzanine lenders, credit unions, life insurance companies and community banks in a variety of financing transactions, including construction and permanent real estate loans, asset-based loans, C&I loans, conduit loans, tax-credit transactions and life-insurance loans. Uel also has significant experience representing lenders in connection with troubled asset portfolios and loan workouts.

Uel also frequently advises lenders and borrowers in connection with government-insured loan transactions, including loan programs originated under the following government agencies FHA/HUD, Fannie Mae, Freddie Mac and the USDA.  

Uel also maintains an active real estate practice. He helps his real estate clients manage, lease, acquire, sell, finance and develop their real estate portfolios. He has experience in large multifamily development projects, construction projects, acquisitions/divestitures, leasing negotiations and entitlement procurement.

Uel has been listed in North Carolina Super Lawyers Rising Stars magazine (2016-present) and in Best Lawyers® "Ones to Watch" (2022). He is a Wake County native and is actively involved in his community, serving as a member of the City of Raleigh’s Planning Commission from 2014 to 2016. He is the immediate past president of the Wake County Real Property Lawyers Association. He also serves as the immediate past president and academic chair of the Risk Management Association's (RMA) Eastern North Carolina Chapter, and he leads the Young Professionals/Young Bankers Committee for the RMA's Carolinas-Virginia regional chapter.

Uel received a Bachelor of Science degree in economics from Appalachian State University. He received a Master of Business Administration degree, summa cum laude, and his Juris Doctor degree, cum laude, from Campbell University, where he served as an articles editor for the Campbell Law Review.


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  • Campbell University School of Law (J.D.)
    • cum laude
    • Campbell Law Review – Articles Editor
  • Campbell University School of Business (MBA)
    • summa cum laude
  • Appalachian State University (B.S.)
Professional & Community Affiliations

Professional Affiliations

  • North Carolina Bar Association
  • Wake County Bar Association
  • UNC School of Law Center for Banking and Finance, Board of Advisors
  • Wake County Real Property Lawyers Association – Immediate Past President
  • North Carolina Bankers Association
  • Risk Management Association, Eastern North Carolina Chapter – Immediate Past President; Academic Chair
  • Risk Management Association, Carolinas-Virginia Chapter – Young Professional/Young Banker Chair

Community Involvements

  • Planning Commission, City of Raleigh (2014-2016)
  • Capital City Clauses (2014-2016)
  • Transit Authority, City of Raleigh (2011-2014)
  • Leadership Raleigh Class 33 (2016)
Bar & Court Admissions

Bar Admissions

  • North Carolina State Bar

Court Admissions

  • United States District Court for the Eastern District of North Carolina

Listed in North Carolina Super Lawyers Rising Stars for Real Estate Law (2016-present)

Best Lawyers® – "Ones to Watch" (2022)

Chambers USA – Banking and Finance "Up and Coming" (2023)

The Best Lawyers in America® - Banking and Finance Law (2023)

Uel is very responsive and is able to drive the deadlines.

Williams Mullen Client Feedback - Chambers USA, 2023