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EVENT

Virginia Association for Community Banks: Second Quarter Compliance Forum Tuesday Session

May 11, 2021 - May 13, 2021

Meeting Schedule

  • Registration 9:15 a.m. – 9:30 a.m.
  • Program 9:30 a.m. – 12:00 p.m.
  • Lunch 12:00 p.m. – 1:00 p.m.
  • Program 1:00 p.m. – 3:30 p.m.
     

Program Topics

  • A Brief Update on the Virginia Consumer Data Protection Act (VCDPA) presented by Kevin Pomfret, Williams Mullen
     
  • New Uniform Residential Loan Application (URLA) effective March 1, 2021
    • URLA Data Elements
    • Mortgage Industry Standards Maintenance Organization (MISMO) Data Mapping
    • Identifying potential SARs and related compliance issues
       
  • Consumer Mortgage Application Compliance Issues / Hot Spots
    • Ability to Repay
    • Qualified Mortgage
    • Fair Lending (ECOA and FHA)
    • Fair Credit Reporting Act (FCRA)
    • Truth in Lending Act (TILA) and TRID
    • ESign Requirements
       
  • FinCEN’s BSA/AML
    • Developments & Recent Releases
       
  • CFPB Compliance Bulletins and Rescissions
     
  • Recent Enforcement Actions